Consumer Debt

Many American families are finding themselves deeper and deeper in debt. Complicating matters even more, new legislation passed by Congress in 2005 will make it harder to declare bankruptcy, and saddle filers with a greater percentage of their debts to repay.

Even though it's probably the largest purchase they'll ever make, few consumers take the time to really go "behind the scenes" to more fully understand the complex world of mortgage lending.

Many people instinctively believe that borrowing is inherently a bad thing. Used to excess, they're right. But how many of us have the money to buy a house - or even a new car - outright? Used judiciously, however, borrowing can provide powerful leverage that can improve your financial standing.

Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary therefore, the information should be relied upon when coordinated with individual professional advice. Past performance is no guarantee of future results. Diversification does not ensure against loss. Source: Financial Visions, Inc.

Contact Information


The America Group Headquarters

10845 Olive Blvd., Suite 190
St. Louis, MO  63141
Phone: (314) 918-8080
Fax: (314) 918-1909
E-mail: bmaxson@theamericagroup.com

Stock Market Watch


Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC. 10845 Olive Blvd, #190, St. Louis, MO 63141. 314-918-8080. FINRA Broker Check.
Investment Advisory Services offered through O.N. Investment Management Company

For over 30 years The America Group has supplied individuals and businesses with the products and services they need to obtain financial comfort.
Our primary objective is to help our clients create their ideal future, whatever that may be.

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